Monday, January 9, 2017

Is it safe to do a credit application on a dealership’s website?

Most car buyers complete their shopping process online.

The internet to some is very worried about entering their contact information such as name, phone number and on websites with the concern of having tons of emails sent to them, unsolicited phone calls and their information sold. Most prefer and are willing to share as much information to make their lives easier. Most include filling out boring credit applications just to get the best financing for any car.

So; is it safe to do a credit application?

After doing some research it seems like most prefer to fill out an application on the dealership website. Some are concerned due to a majority of them are small mom n' pop and trust isn't as strong as corporate dealerships.

But going back to the main questions, is it safe? Yes. Your information will not be stolen, considering you are dealing with a trusted dealership, but you should always keep your eyes open. Always read the application terms. Just be sure you know what you are filling out before you actually fill it out.

Always remember that it is convenient. You have no pressure by salespeople, you won't be embarrassed telling someone you don't make enough money or you can't afford it. What is the worst that can happen? They say no?

So you have a choice to go to the bank, private lenders, go to the dealership or apply for credit on the website. Your end goal is to get a car



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